Exhibitor / Vendor / Sponsor

Insurance

 

Exhibitor / Vendor / Sponsor Insurance

Pawsitively Elgin requires all of its exhibitors and sponsors to have insurance for the event.  A lot of companies already have event insurance, but for those that do not, it could be stopping them from joining us at the event.  We don’t want that!  But we also cannot be liable for the vendors and sponsors.  As an organization, we have to have our own insurance for the event, and rest assured, we are covered.

Why do you need Vendor Insurance? Vendor liability coverage protects you if a liability claim is filed against you in the event that you cause Bodily Injury or Property Damage to the event host or visitors to your booth/site during the time you are operating as a vendor.

What is a ‘Certificate of Insurance’ for vendors? A Certificate of Insurance is a document that provides evidence of active insurance coverage and the limits. These certificates help event organizers quickly confirm that a vendor is compliant with the event’s insurance requirements.

I don’t have insurance - what should I do?  We always suggest you start with your own insurance company and see what they can do for you.  You’re looking for liability insurance coverage with a minimum $2,000,000 limit during the period of the event - one day.  The policy will protect us and insure you against all claims, demands, actions or proceedings for money, damages, costs, penalties and losses and all liability which may be imposed by law for loss of life, personal injury, or damage to or loss of property arising from or in any way connected with your presence or operations at the Event.

My insurance company wants WAY too much to cover the day!  Now what?  We get this question a lot and it’s unfortunate.  But all is not lost!  We suggest you check out companies such as Duuo Canada.  They’re in Toronto  and their insurance products are exclusively underwritten by Co-operators General Insurance Company.

At Duuo Canada, you can get an online quote - you don’t even have to talk to a person!  How great is that?  I went through the online quote to see if they had any tricky questions, but there were none.  Below are the screenshots from when I signed my dog Gemma up for insurance using Duuo and my end result for insurance for one day was quoted at $16.20 - tax included!  UPDATE:  DUUO has now given us a preferred rate, so insurance will now cost you only $14.46!

Note:  We are in no way affiliated with Duuo Canada or getting anything from them.  They have NO idea who we are.  We just want to show potential vendors and sponsors that there are options out there that won’t cost you a crazy amount.

Click this link:

DUUO Canada

Follow the screenshots below…

 

Mona - Insurance broker by day, drama queen by night

Stuart - didn’t believe in insurance until someone stole his tennis ball.